O is owner in 1994; A enters adversely on May 1, 1994; majority age = 18
- Statute: 21 years to recover title; 10 years to acquire title after disability removed
- O is insane in 1994. O dies insane and intestate (not having made will before one dies) in 2017 O has no disability in 1994. O dies intestate in 2012. O's heir, H, is 2 yrs old in 2012