What do I do if I can't get approved for a mortgage?

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12-08-2022
Business

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What do I do if I can't get approved for a mortgage?

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Tutorconsortium361 Tutorconsortium361 · Answer 1 · 2022-08-17T04:36:14+02:00

To give yourself the best chance of getting approved next time around, try to address the potential reasons why you were refused, and work on convincing lenders that you're ready for a mortgage

What is mortgage?

A mortgage is an agreement between you and a lender that gives the lender the right to repossess your property if you fail to repay the loan plus interest. Mortgage loans are used to purchase a home or to borrow money against the value of an existing home.

A mortgage is a type of loan, but mortgages are not all loans. Mortgages are loans that are "secured." A secured loan requires the borrower to pledge collateral to the lender in the event that they fail to make payments. The collateral in the case of a mortgage is the home.

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